Senior Bridging Underwriter London, England
Job description
A spectacular role with a challenger bank in London has arisen for a new Lending Manager to join the team.
Based in the heart of Mayfair, the firm enjoys a stellar reputation, covering a range of bridging loans. Their growth over the last decade has been exponential and with this expansion they are looking for driven and passionate individuals to enhance their team.
This is a firm where you can thrive in the long term as part of a friendly and dynamic team, offering a wide range of excellent benefits and support for professional development.
Main duties and responsibilities:
- Assess and underwrite bridging loan applications in line with prevailing lending policy and mandate level
- Assess and resolve risk or any issues of applications
- Work closely with intermediaries to manage the process from application to completion
- Assess credit reports, KYC, and AML documentation to ensure applications are verified
- Review valuation reports
- Approve and reject applications in line with policy and mandate
- Recommend loans to the Head of Lending or Credit Committee where they fall outside of the lending mandate held
- Produce high quality and articulate credit papers, presenting a clear rationale for supporting the proposal
- Manage your own pipeline of cases
- Liaising with brokers, borrowers, and professional partners such as solicitors and surveyors
- Other ad hoc tasks to ensure swift processing of cases in with any SLAs
Skills and experience:
- Minimum experience of 3 years property lending
- Strong communication skills
- Good project and time management skills
- Comfortable in a fast-moving environment where priorities sometimes change
- The ability to work under pressure to deadlines
- Comfortable working to a brief, as part of a team or on your own
- You must be committed, enthusiastic, flexible and be a lateral thinker
- Strong attention to detail and ability to identify risks at an early stage
- Possess strong IT skills with strong working knowledge of MS Office
If this sounds like the perfect opportunity for you please don’t hesitate to apply!
Job Types: Full-time, Permanent
Salary: £65,000.00-£75,000.00 per year
Benefits:
- Additional leave
- Company events
- Company pension
- Life insurance
- Sick pay
- Wellness programme
Schedule:
- 8 hour shift
- Monday to Friday
Supplemental pay types:
- Bonus scheme
Ability to commute/relocate:
- London: reliably commute or plan to relocate before starting work (required)
Experience:
- Bridging Loans: 2 years (required)
Work Location: One location
