Electric Vehicle Finance, Product Lead London, England
Job description
If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
Our Wealth and Personal Banking business supports millions of individuals, families, business owners, investors and entrepreneurs worldwide. We provide products and services that include current accounts, credit cards, personal loans and mortgages, as well as savings, investments, insurance and wealth management. We also have specialised relationship managers who support customers with bespoke requirements, including high net worth and ultra-high-net-worth clients.
As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.
We are currently seeking an individual to join this team in the role of Electric Vehicle Finance Product Lead.
This is a critical role in the Unsecured Product Team and will lead the team who own the EV product, it’s future strategy and roll out. The key responsibilities include designing the new propositions and defining the go to market strategy.
In this role, you will:
- Be the product lead for HSBC’s new EV financing business, owning the EV product and associated ecosystem from a commercial, regulatory and customer perspective.
- Develop new EV financing products and defining the go to market strategy that meet the needs of the business and customers.
- Develop the distribution model for each product, including onboarding key partnerships that enable this go to market strategy.
- Responsible for ensuring EV financing products operate within conduct and regulatory risk framework.
- As a product lead, face off externally to key stakeholders (eg the FCA) with regards to the EV financing product and strategy.
- Liaise with internal stakeholders including Credit Risk, Legal and Compliance, Finance, Analytics, CRM, Marketing and brand owners to understand their objectives and constraints, ensure buy in to proposals and gain formal approval through appropriate governance.
To be successful in this role you should meet the following requirements:
- Experience working in vehicle financing is critical, deep knowledge of the commercial, risk and regulatory impacts of running a vehicle financing business is a must.
- Experience in creating commercially viable vehicle financing products/propositions.
- Ownership of the Profit & Loss, showing commercial leadership to deliver returns.
- Strong ability to collate, analyse, critically evaluate, and present data and Management Information (MI).
- Ability to set and achieve challenging short, medium and long term goals which exceeded the standards in their field.
The base location for this role is Birmingham, London or Leeds.
You’ll achieve more when you join HSBC.
Within the workplace you will have access to various employee resource groups which aim to promote and achieve a healthy work / life balance and support our diversity ambitions. HSBC has processes in place to avoid nepotism.
HSBC is committed to being an inclusive employer and providing an inclusive and accessible recruitment process for all. We will provide reasonable adjustments to remove any disadvantage to you being considered for this role. We are proud members of the Disability Confident Scheme, and will offer an interview to disabled candidates who meet the minimum criteria for the role. If you would like to receive any information in a different way or would like us to do anything differently to help you
