Graduate Credit Risk Analyst Milton Keynes, England
Job description
JOIN A FUN, FRIENDLY AND FLEXIBLE FAMILY!
Position: Graduate Credit Risk Analyst
Department/Group: Risk
Reporting to: Senior Credit Risk Analyst
Location: Crownhill, Milton Keynes/Remote working
Working Hours: Monday to Friday 8:30 am – 5:30 pm
Start Date: July / August 2023
Did you know that Snap Finance was founded in the United States in 2012, and today is the largest privately held alternative finance provider in the US? Did you know that Snap Finance UK was launched in July 2017 and is a fast-evolving and growing business?
Snap Finance UK offers financial solutions at point of sale through a network of retail partners across the UK.
Our strategy focuses on relationships, service, and expertise through which we aim to build great relations with our retailers that supports growth in both theirs and our businesses.
If you’re looking to make a great start to your career and you like to Get Stuff Done, then look no further.
To support Snap’s growth goals, we will need additional support in the Credit Risk Team. If you are in your final year of university and looking to take the first steps in your career, then a Credit Risk Analyst role may be the job for you.
The role and responsibilities include:
· Create and monitor KPIs across the customer lifecycle with a focus on credit and profitability performance including but not limited to; through-the-door application quality, first payment defaults, score distributions, merchant quality, pricing, representative APRs, and collections rates.
· Deliver reports proactively and clearly deliver insights and recommendations to enhance the current processes and tools in place to drive revenue, efficiencies, cost savings and a better customer outcome where possible.
· Solve real business problems for Snap. Ask questions about the data and our processes and keep digging until you understand the trends and what we can do to positively influence them.
· Support credit change initiatives as required, for example, embedding additional data sources like a second bureau, current account API, or implementing a new challenger credit model methodology.
· Build strong relationships across the UK business and US Data Science team.
To be successful in the role as a Credit Risk Analyst we require the following skills and experience:
· Final year University student looking for the first steps of their career.
· A predicted 2:1 or above, studying a numerical degree.
· Successful track record of building strong relationships with peers, customers, and colleagues.
· Good analytical skills.
· Coding experience, ideally SQL, Python, R.
· Strong attention to detail.
· IT literate.
· Pro-active; help find one-stop resolutions.
As a new family member to Snap, you will receive and have access to a variety of our great benefits, which could include: 26 days annual leave, an additional annual leave scheme, discounted gym memberships, eyecare vouchers, cycle2work scheme, life assurance, employee assistance program, pension scheme, a discretionary bonus and access to our Snap! Perks platform. Subject to terms and conditions agreed within your contract.
If you feel as though you meet our requirements and are looking for your next challenge, then simply press ‘APPLY’ and upload your up-to-date CV.
Snap Finance is required to comply with UK Government standards when carrying out pre-employment checks for all new starters; this includes a basic criminal record check.
Due to high volume of applications, if you do not hear from us within 15 days then take it that on this occasion you have not been successful.
Job Types: Full-time, Permanent
Salary: £25,000.00-£30,000.00 per year
Benefits:
- Additional leave
- Casual dress
- Company events
- Company pension
- Cycle to work scheme
- Employee discount
- Free parking
- Gym membership
- Life insurance
- On-site parking
- Referral programme
- Sick pay
- Wellness programme
- Work from home
Schedule:
- 8 hour shift
- Monday to Friday
Supplemental pay types:
- Yearly bonus
Application question(s):
- This is a Hybrid role. Can you travel to the MK office when required?
- Do you have coding experience? If so, please provide examples
- Are you graduating in 2023?
Please be advised this position doesn't start until July/August of 2023.
Education:
- Certificate of Higher Education (required)
Work authorisation:
- United Kingdom (required)
Work Location: Hybrid remote in Milton Keynes
