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Software Engineer - US Originations @ Funding Circle

The Engineering Team at Funding Circle USA is ~40 strong. We are based in the UK (London and Remote), Bulgaria, Uruguay, and India.

We run a separate stack from the UK side of Funding Circle, but benefit from shared support from our InfoSec, Platform & SRE teams.

We work UK hours but collaborate with the business teams in Denver & San Francisco. For London-based roles, our head-quarters is at the heart of the city near St Paul’s Cathedral and a mere 30 seconds walk from the Mansion House station.

We are split across 3 domains: Originations (accepting & assessing applications), Servicing (allocating loans to investors and collecting repayments), and Data (managing and providing access to our data).

We primarily use Ruby in Originations, Clojure in Servicing, Python in Data. We are all heavy users of AWS, Kafka, RabbitMQ, Postgres, CircleCI, Docker, Quay.io, with many supporting technologies such as Grafana and Prometheus. We also use Salesforce heavily within the business and have 2 teams dedicated to this. You do not need to be well versed in these specific tools & technologies to apply.

The role

This role as a Software Engineer sits within one of 4 teams within the Originations domain in US Engineering. You will be an integral part of one of these teams, but we expect the flexibility and willingness to learn from and contribute along with all the others in a cross-functional environment.

What will you be thinking about

We are in the process of scaling up the business, the team, and a legacy codebase. We expect people to pioneer incremental but strategic change, envision novel processes for automated credit decisions, take ownership of delivering initiatives end-to-end, and contribute to a data-driven culture that empowers product and engineering. Examples of things that you might work on:

• Deliver predictive financial models into production;
• Streamline the application process for users of our website and API;
• Identify and improve our codebase towards further “architectural agility”;
• Identify & quantify performance bottlenecks and take action to resolve them;
• Automate loan decision processes;
• Support the move from a single product (term loan) to a multi-product offering;

What are we looking for

We seek experienced, commercially aware and pro-active engineers who are comfortable working across multiple codebases and technologies. The strongest candidates will:

• Be experienced in working with distributed systems;
• Have a proven ability to lead and influence architectural decisions;
• Have experience with Ruby or a commitment to learn and work with it (many of our Engineers did not have prior professional experience with Ruby).
• Have a positive, can-do attitude. You are humble enough to admit your mistakes but also resolute enough to take the action necessary to fix them;
• Willing to champion big changes in the current way we operate (e.g. migration from Marathon/Mesos to Kubernetes);
• Have a proven ability in balancing commercial vs technical considerations;
• Have excellent communication abilities allowing you to coach, mentor and support other members of the team; were strong believers that juniors can even teach seniors;
• Have a positive, can-do attitude. You are humble enough to admit your mistakes but also resolute enough to take the action necessary to fix them;
• Have experience working in Agile environments or an openness to learn and work with them;

Why we think you might like us

We strive to have quality as a first-class citizen in our engineering process. In our team, you’ll find that:

• Continuous learning is part of what defines our culture;
• Pair programming is something we strongly believe in;
• We enjoy doing tech talks, hosting public events, and disseminating what we know;
• We continuously challenge ourselves by not settling on things that “just work”;
• But we also believe the best product is the one that is delivered, works flawlessly, and serves our business!

Working at Funding Circle:

We’re gearing up for our biggest chapter yet – and it’s being driven by everyone.

We think of ourselves as the career launchpad. A place to develop yourself, fast. Real work. Real experience. Real opportunities to collect skills. Think big remits and huge ownership to make great things happen.

If you show skill and are willing, we’ll back you all the way. This is the place for you to build something incredible.

Talk to our recruiters about our workplace, culture and benefits covering. We have designed our offering around; Health, Wealth, Lifestyle & Development!

A few highlights are:

• Hybrid working environment or Fully Remote, flexible working options with an amazing office and we will help support your home working set up.
• Private Medical Insurance and Dental Insurance.
• Learning and Wellbeing allowances AND other perks such as Gympass, Spill, Just Eat allowance, Electric Car Scheme and more!
• Access to Octopus Money Coach, Free Mortgage advisor partnership, Discounts at other retailers through perks at work.

Want to Build The Incredible? We’d love to hear from you.