Lead Analyst | S3 | Credit Risk| Milton Keynes Bradford, Yorkshire and the Humber, England
Job description
WHAT YOU WILL BE DOING
Join our community.
As a Credit Risk Manager within Unsecured Credit Risk, the key tasks you’ll be doing include: Ongoing review of all risk performance to identify emerging risks and judgment of the impacts of past strategy works; derivation of strategic responses to ongoing and emerging risks; management of relationships with internal operational & commercial business partners to ensure risk thinking is at the forefront of all business activity; management of external business partners with whom credit risk interact; people management to deliver upon agreed priorities.
The difference you’ll make.
Identifying key risk issues requiring further investigation using in depth knowledge of credit portfolio performance, credit bureaux, operational, regulatory and conduct risks
Leading projects and work streams
Applying your ability to use industry leading analytical techniques and greater experience in providing solutions to complex and challenging business problems.
Working autonomously, requiring little guidance from management to complete complex work
Managing a team of analysts to deliver business objectives and providing them technical support.
What you’ll bring.
Successful track record in a retail credit risk role.
Experience of leading and delivering on multiple complex projects and initiatives.
It would also be nice for you to have.
Proven experience using statistical programming tools, particularly SAS.
Excellent understanding of the drivers of unsecured Retail lending product profitability.
Excellent stakeholder management and communication skills, both written and verbal with the ability to influence at all levels.
Experience of successfully managing and delivering through a team of analysts within a risk department.
What else you need to know.
We want our people to thrive at work and home, and we recognise that many people benefit from flexible arrangements. We aim to offer different ways of working to ensure the best experience for you and for our customers. To support this, we offer site-based contracts with a hybrid working pattern and we’re happy to discuss specific requirements throughout the recruitment process.
Our preferred location for this role is Milton Keynes and you will be expected to spend 40% of your time in this office. We would also encourage you to apply if you are in a reasonable travel distance of Bradford.
This is a permanent position.
Everyday Inclusion
At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.
How we’ll reward you.
As well as a competitive salary, you’ll enjoy a benefits package that you can tailor to your needs.
Eligible for a discretionary performance-related annual bonus
We put 8% of salary into your pension, even if you don’t contribute yourself. We’ll pay in up to 12.5% of salary, if you contribute as well, and you can take some of our contribution in cash if you prefer
30 days’ holiday plus bank holidays, which increases to 31 days after 5yrs service, with the option to purchase up to 5 contractual days per year
£6,000 car allowance per year (remove for SLB roles)
Company funded individual private medical insurance
Voluntary healthcare benefits at discounted rates such as private medical insurance for your family, dental insurance, healthcare cash plan and health assessments
Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
Share in Santander’s success by investing in our share plans
What to do next.
If this sounds like a role you’re interested in, then please apply.
If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it’s a copy of our application form in another format or additional assistance, we’re available through telephone, email, or face to face. You can contact us at [email protected] or call 0870 414 9080.
