Fraud & AML Analyst Edinburgh, Scotland
Tesco Bank
Full Time
Edinburgh, Scotland
27054 - 35000 GBP ANNUAL Today
Job description
General information
Job Title
Fraud & AML Analyst
Ref #
8325
Location
Edinburgh
Department
Fraud and Anti-money Laundering
Business Area
Banking Risk
Working time
Full-Time
Date Published
26-07-2023
Serving our customers, communities, and planet a little better every day.
Fraud Analyst, Permanent
Glasgow, Edinburgh or Newcastle, blended working available
Excellent Salary & Benefits
Our purpose
The Tesco name comes with a dedication to customer service excellence, but Tesco Bank offers something more: a fresh approach to finance. While it’s an innovation, ours is a business built on the next development, the evolution to come. For forward-thinking, technical professionals, that means making a wide-ranging and long-lasting impact in an organisation that’s changing the face of banking for our customers.
We're on a mission to make our customers happier and more successful by putting them in control of their finances.
The Role
Responsible for analysing application fraud cases and maintaining fraud rules/systems across Loans, Credit Cards, Savings and CCP+ products ensuring an effective balance of fraud loss, detection rates and customer impact. The role is in Applications fraud but will work closely with the Post-Application/First Party fraud teams where fraud behaviour overlaps different channels. The team primarily uses Hunter and ThreatMetrix to manage and maintain fraud loss performance with SAS & SQL being used as the main data query tools for the analytics. The successful applicant will also need to have strong communication skills to provide insight on fraud activity, proposals to mitigate and work closely with colleagues in other teams such as fraud operations. Project work will be expected, on an ad hic basis as required
Other responsibilities include:
- Delivery and analysis of both proactive and reactive strategies to mitigate fraud loss and develop action plans to tackle specific fraud types.
- Work closely with the analysts within the department to mitigate fraud trends, and to help deliver projects
- Building relationships with other teams such as Fraud Operations and Credit Risk to identify and resolve fraud challenges and work together to support delivery of changes where required.
What you’ll bring
- Highly analytical, educated to degree level in a numerate subject or equivalent work experience demonstrating this.
- Experience of analytical software/tools, such as SQL, SAS, VBA, Python or similar
- Ability to analyse and interrogate large data sets to help recommend, develop and deliver new strategies to combat emerging fraud trends and improve the performance of existing strategies.
- Ability to prioritise a plan of multiple actions to maintain and improve the fraud position.
We work with a broad tech stack, we don’t expect you to tick every box, and if you feel you hit most of the brief it’s worth exploring to develop your career here with us at Tesco Bank.
You will be required to be in the office at least once per week.
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How to apply
We value our people and diverse teams and believe the variety of backgrounds and experiences make us stronger to achieve our goals.
Our colleagues are working hybrid, taking time to meet with colleagues in our offices for moments that matter, such as team catch ups, planning meetings and more. If you’re interested in finding out more about what a career at Tesco Bank looks like, click apply to find out more!
Why Tesco Bank?
We’re also a little obsessed with the future. Your future. Our future. That’s why we take development seriously; we want to help you thrive and evolve in your career. Tesco Bank is a place to get on, all colleagues have access to LinkedIn Learning and Abstract, from day one.
It’s important to us that we make sure you’re supported by your team and colleague networks every day, celebrating when it matters and helping you to be the best version of yourself. The people make Tesco Bank, and we take pride in what we achieve together.
All that hard work? Come and see it turned into something real, usable, and important to customers’ and colleagues’ everyday lives. At Tesco Bank, our products make things a little better for everyone.
It’s important to us that we make sure you’re supported by your team and colleague networks every day, celebrating when it matters and helping you to be the best version of yourself. The people make Tesco Bank, and we take pride in what we achieve together.
All that hard work? Come and see it turned into something real, usable, and important to customers’ and colleagues’ everyday lives. At Tesco Bank, our products make things a little better for everyone.
