Financial Crime Specialist London, England
Job description
Running a business is hard, we make it easier. Our business credit card has helped over 200,000 businesses access credit and we hope to partner with over 1 million by the end of 2025.
The Role:
We are looking for a Financial Crime Specialist to join our existing team as the business scales globally. You will support the UK Financial Crime Team to review high risk and suspicious activity, making decisions that have a big impact on our customers and our business.
We place a huge emphasis on continual learning and have created an environment where this is possible every day. Internal mobility is important to us and our goal is to help every employee realise their aspirations. Why not check out what you need to do to progress in this role at Capital on Tap here!
What you'll be doing:
- Conducting money laundering and fraud assessments using in-house systems, open source investigations, and our real-time third party tools to help protect the business
- Conduct KYC and KYB checks as part of our customer due diligence requirements
- Review of PEPs/Sanction/Adverse Media hits identified through our third party tool to make sure we know which customers present a higher risk to the business
- Review of rule trips or red flags on new applications
- Review our AML controls to ensure they keep on track with current trends, and identify where there are any gaps
- Assist in training junior members of the team, and sharing FinCrime knowledge across the business
- First point of contact for referrals regarding suspicions, 3rd party and onboarding concerns or rule trips on a customer account
- Identify new trends as the first line of defence on accounts to support the team with building new rules and controls where required
- Sound judgement and confidence to make independent decisions on potential fraudulent activity or PEP/Sanction matches
- Ability to assess referred cases to ensure minimal inconvenience to the customer while preventing monetary and reputational loss to the company
What we are looking for:
- Experience in making independent risk-based judgements AML investigations in an operational role working on accounts and liaising with customers directly. Able to communicate your decisions to internal members and customers
- Confidence in asking questions and suggesting improvements where you see them.
- An interest in Financial Crime and a willingness to learn the regulatory landscape and criminal techniques in more detail
- A critical eye and strong attention to detail with an eagerness to work efficiently in a demanding, high volume environment
What you'll get in return
- 28 days holiday (plus bank holidays)
- Hybrid working
- Generous yearly anniversary rewards (including 4 weeks paid sabbatical in year 4)
- We give every employee a learning budget of £1,000 a year to spend on your own personal development (we want to encourage your growth!)
- Private healthcare through Vitality
- Opportunities for internal career progression
- Free breakfast and snacks every day
Check out more of our benefits, values and mission here.
Diversity and Inclusion
We want to be a place where a diverse mix of talented people want to come and do their best work and most importantly feel included and that they can be their authentic selves. We welcome, consider and encourage applications from anyone that shares this passion.
How to Apply
If you want to progress your career within a fast growing, profitable fintech then click apply (all we ask for is your CV and contact details) and we will get back to you within 3 working days
Job Type: Full-time
