Financial Crime Analyst West Malling, England
Job description
Financial Crime Analyst – Role Description
Keystone Property Finance has been an independent Buy-to-Let Lender in their own right since 2018 with a strong brand identity and over 25 years’ experience in the UK mortgage market. We are looking for a highly motivated individual with exceptional analytical and communication skills to join our Risk & Compliance team as a Financial Crime Analyst.
The main responsibility of the role would be to provide guidance and support to the business in all aspects of our anti-money laundering controls, processes and training. The individual would also assist the Compliance team in the monthly monitoring and checking activity as a secondary function. Lastly, they would become responsible for some Compliance control admin functions. From time to time there will be opportunities to assist in Compliance related project work, including research.
The individual will ideally have strong hands-on AML and KYC experience, not necessarily in mortgage finance, but they would have spent time working for a financial services company. They would be the main point of reference in live cases where AML risks have been identified. They would also be able to progress AML related projects such as customer risk rating, process enhancement and AML related staff training and awareness. Working closely with the Senior Compliance Manager and the MLRO, they would have a key role in drafting the 2023 edition of the MLRO Annual Report and progressing work on new and existing and new recommendations.
Tact, resilience, organisation and excellent communication skills are all needed, but for the right candidate there are real opportunities to take on responsibility in Financial Crime with this agile specialist lender.
Summary of Duties / Responsibilities
The main duties will include, but are not limited to:
- Enhancing process for identifying AML red flags, using staff awareness and system data;
- Advising on level of CDD and EDD on live cases where needed;
- Working with the Risk and Compliance Managers to provide support and make recommendations to the business on AML related decisions;
- Advancing our ability to risk rate our customer book;
- Carrying into effect projects and actions highlighted by MLRO Annual Report;
- Carrying out elements of regular monthly monitoring of case activity,
- Assisting with monthly Internal Review of all completed cases;
- Responsible for some Compliance control functions such as administration of the mandate/discretionary powers framework and record keeping;
- Providing support to the business by undertaking ad hoc projects and research as directed by the Senior Management Team.
Key Skills
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- Experience and knowledge of working within the financial services / mortgage industry
- Understanding of FCA regulation
- Good attention to detail and accuracy
- Excellent IT skills (proficient in Microsoft Word, Excel, PowerPoint and PDF)
- Ability to prioritise and coordinate allocated workstreams;
- Excellent interpersonal skills, organisational skills and detail orientated;
- Excellent written and verbal communication skills including proofreading;
- Ability to handle sensitive and confidential management issues and information with discretion;
- Team player, supportive of others, proactive;
- Self-educating, curious and pragmatic, solution-oriented mind-set.
Keystone’s Values
Our Values help define who we are as Keystone Property Finance. They come from the beliefs we hold, the way we behave and how we want to work together for the benefit of our customers and our business.
- Respect
- Integrity
- Resilience
- Excellence
Our Values are unique to our brand, they give us purpose and focus. They are vital in helping us all ‘do the right thing’. If we are confident that we are true to our values, then we can be sure that we are doing the best for our customers.
