Financial Analyst - Loan Valuation & Advisory London, England
Job description
Job Title: Financial Analyst – Loan Valuation & Advisory
Location: London – Henrietta House
CBRE are seeking a full-time financial analyst to join our Loan Advisory division and be part of our growing loan valuation business. The successful candidate will focus on the delivery of valuation of debt instruments secured by commercial real estate in accordance with IFRS. You will be supporting banks, financial institutions, and private debt funds in valuing their loans at various levels of seniority in the capital stack.
Working directly with clients and as part of a wider team of commercial real estate loan specialists, this is an excellent opportunity for someone with a basic understanding of commercial real estate lending and financial modelling to develop and learn from subject matter experts in credit risk management.
Key responsibilities include but are not limited to:
- Produce loan valuation reports.
- Setting-up, updating and analysing loan valuation models in Excel.
- Prepare overviews of the key terms of the loan documentation.
- Liaise with colleagues in the Debt & Structure Finance team to determine base-line market pricing for similar debt instruments backed by similar properties.
- Undertaking credit risk assessment of the loans.
- Proactively execute relevant administrative tasks such as loan onboarding and maintaining pipeline tracker.
Person specifications/requirements:
- Strong academic background with bachelors or post-graduate degree, preferably with a specialisation in finance, mathematics, law and/or real estate.
- Must have a minimum of 18 months experience working with commercial real estate debt.
- Intermediate to advanced Excel modelling skills, including understanding of financial functions (NPV, IRR, etc.), and ability to modify and run sensitivity analysis on loan valuation models.
- Able to interpret commercial real estate loan facility agreements, intercreditor agreements and security documents.
- Self-motivated, proactive and enjoys working autonomously and as part of a wider team.
- Have an exceptional attention to detail, demonstrating a professional and client-focussed approach to work.
- Excellent analytical skills (commercial and financial) and communication skills (written and verbal).
The ideal candidate will be able to demonstrate an understanding of commercial real estate lending and typical deal structures; as well as take ownership of tasks and work independently, always ensuring efficient delivery of instructions and a high standard of service to clients.
CBRE LOAN SERVICES (“CBRELS”)
CBRE are global leaders in commercial property. CBRELS, a key service line of CBRE Capital Advisors, offers creative management solutions for lenders, providing an unrivalled suite of real asset loan services. From broad loan portfolio management to management of individual loans, the Loan Services team offers a full and shared loan servicing platform - including Loan Administration, Loan Advisory, Special Servicing, Receivership and Real Estate Asset Surveillance - providing a complete suite of services which combine both real estate and credit market expertise. Clients gain access to a team of dedicated experts committed to delivering superior customer service, local presence, global capabilities and comprehensive support services.
ABOUT CBRE
CBRE is the world’s leading commercial real estate services firm with offices located around the globe. We have over 70,000 employees worldwide, with almost 2,500 of those in the UK alone. The company’s core services include property sales, leasing and management, facilities and project management, investment management and, research and consulting. In Central London, CBRE advises on more commercial property than any other adviser and across the United Kingdom with offices in Aberdeen, Birmingham, Bristol, Edinburgh, Glasgow, Jersey, Leeds, Liverpool, Manchester, Oxford, and Southampton.
EQUAL OPPORTUNITIES
We are an equal opportunities employer and do not discriminate on the grounds of gender, sexual orientation, marital or civil partner status, pregnancy or maternity, gender reassignment, race, colour, nationality, ethnic or national origin, religion or belief, disability, or age.
