Finance Graduate Wrexham, Wales
Job description
Who we are & what we do
Founded in 2016, Chetwood Financial is a digital bank using technology to make people better off. At Chetwood, we think differently. We act differently. Unlike traditional banking models, we’re not obsessed with customer ownership and cross-selling other products. We use our banking and technology experience to design and manufacture stand-alone financial products that meet the needs of those using them and by building unique and dynamic products, we make engaging with personal finances easier than ever before.
We’re always on the lookout for exceptional talent to join the team who share a belief in making a positive difference – making financial services better for customers by challenging conventions.
Role Purpose
We are searching for a graduate to join our finance team as we go through a time of exceptional growth. If you have an interest in finance and a head for numbers, this could be a great role and career opportunity for you.
The role can be tailored to the applicant, whether they want to specialise in financial accounting, learning technical concepts to ensure compliance under IFRS9 whilst working towards becoming a qualified chartered accountant, or in Treasury, dealing financial instruments and managing prudential risks, whilst studying for a treasury qualification.
Chetwood is a fast-paced and exciting place to work - this role will be involved in a variety of projects across the business.
Key Responsibilities
- Preparation of management and statutory journal entries through the running of key accounting models such as EIR and Hedge Accounting whilst showing a desire to understand the accounting principles underpinning them
- Processing, reconciling, analysing and reporting on key data for various types of financial instrument
- Execution of external trading for interest rate hedging and cash management
- Enhancing MI and analysis for the bank’s Asset & Liability Committee (ALCO), one of the most important groups in the bank
- Simplify and streamline processes, making control improvements
- Contribute to a wide variety of projects across the bank
Skills and Experience
- Desired: A relevant degree in Mathematics, Economics, Finance or a similar/relevant numerate subject
- Methodical, numerate and accurate with excellent written and verbal communication skills
- Can demonstrate experience of picking up new concepts quickly
- Computer literate with particularly strong Excel skills
- Ability to plan own time effectively, multi-task and participate in a flexible and multi-skilled team
- Confident in challenging working practices and processes and able to think quickly, act decisively and work well under pressure
- Superb time management and attention to detail
- A can-do attitude, a willingness to learn and to get involved
What we offer
- A relaxed, sociable and flexible working environment.
- Great benefits including: life insurance, pension, private medical insurance (including dental and optical), free breakfast and drinks, monthly social events.
- Competitive salary.
- Opportunity to work for a progressive and exciting company.
Chetwood Highlights
Here are just a few examples of what we’ve achieved so far and what’s coming soon.
- Secured strategic investment from Elliott Advisors of £150mil of capital, underpinning the planned growth of the business over the next few years.
- Secured a full banking licence from the PRA in 2018 - the only retail bank to do so that year.
- Launched the LiveLend Reward Loan; the world’s first dynamic loan that responds to improvements in customers’ credit score.
- Secured several distribution partnerships with our lending product and have already seen 400%+ growth in new business in the since 2019.
- Launched SmartSave; providing customers with a simple, online savings account at a great rate.
- Launched Chetwood’s very own custom built cutting-edge decisioning tool
- Launched BetterBorrow; a quick and simple loan where customers receive their money in 30minutes or less
- Achieved and maintained an ‘Excellent’ Trustpilot rating from both lending and savings customers.
Chetwood Financial Ltd does not accept speculative or unsolicited CVs from Recruitment Agencies.
Any unsolicited CVs received will be treated as the property of Chetwood Financial and Terms & Conditions associated with the use of such CVs will be considered null and void.
