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Your role at a glance

Through the objectivity and reliability of their analysis the Credit Analyst will support the origination teams in their structuring and closing of transactions which will in turn present a risk / reward balance for LGIM’s customers. The implementation of the internal process and the public criteria ensure the Credit Analyst’s independence as well as a robust and consistent internal rating. The Credit Analyst will be expected to contribute to internal rating methodologies.

What you'll be doing

• Maintain an effective working relationship with originating teams throughout the assessment process
• In collaboration with the origination team gather and process information on proposed transactions
• Provide initial summary and informal feedback as well as clear guidance to the origination team

Credit Risk Review / Portfolio monitoring

• Work with origination teams to ensure information flow and on-going monitoring of the loan portfolio
• Complete the annual review cycle of credit worthiness and internal ratings on assigned portfolio

Data Management / Programming

• Progress the team’s digitisation journey
• Enable and expand the use of new technology (such as Python and data visualisation)
• Identifying, designing, and implementing internal process improvements

Rating Methodology / Processes

• Contribute proactively to LGIM’s internal rating procedures through suggestions of improvements or best practice
• Ensure comparability of internal and external ratings approach through update of internal criteria in response to external evolution

What we're looking for

• Financial and credit analysis experience in project finance and/or infrastructure debt
• Ability to grasp trends both at a macro and micro level, and to appreciate the interaction between both levels
• Experience of attending due diligence processes/management meetings with counterparty company management
• Strong Microsoft Excel skills
• ability to communicate concisely and clearly in both speaking and written mediums
• Keen eye for detail and a professional approach to all tasks
• Strong drive to improve and optimise processes
• Team player

Benefits

If you join us, you’ll get access to some great benefits, including private medical insurance, at least 25 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.

You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.