credit analyst

credit analyst London, England

Legal and General Investment Management
Full Time London, England 89542 - 58000 GBP ANNUAL Today
Job description

credit

Reference

VN-26232

Role Type

Permanent

Location

London

Salary

Competitive

Closing Date

25 August 2023

Your role at a glance

The Credit Analyst is responsible for the independent credit risk analysis and internal ratings assignment for both direct and bilateral transactions. The Credit Analyst will assume primary responsibility of one or more sectors and will be expected to analyse credits across several different sectors. The main sector of responsibility will be infrastructure and project finance with a particular focus on construction risk (both in a project finance context and evaluation of construction contractors) and the student accommodation sub-sector. The Credit Analyst will also be involved in other sectors such as corporates, housing associations, not-for-profits, universities and commercial real estate. The Credit Analyst will also be expected to participate actively in both Credit and Investment Committees.

Through the objectivity and reliability of their analysis the Credit Analyst will support the origination teams in their structuring and closing of transactions which will in turn present a risk / reward balance for LGIM’s customers. The implementation of the internal process and the public criteria ensure the Credit Analyst’s independence as well as a robust and consistent internal rating. The Credit Analyst will be expected to contribute to internal rating methodologies.


What you'll be doing

New Credit Risk Assessments
  • Maintain an effective working relationship with originating teams throughout the assessment process
  • In collaboration with the origination team gather and process information on proposed transactions
  • Provide initial summary and informal feedback as well as clear guidance to the origination team

Credit Risk Review / Portfolio monitoring

  • Work with origination teams to ensure information flow and on-going monitoring of the loan portfolio
  • Complete the annual review cycle of credit worthiness and internal ratings on assigned portfolio

Data Management / Programming

  • Progress the team’s digitisation journey
  • Enable and expand the use of new technology (such as Python and data visualisation)
  • Identifying, designing, and implementing internal process improvements

Rating Methodology / Processes

  • Contribute proactively to LGIM’s internal rating procedures through suggestions of improvements or best practice
  • Ensure comparability of internal and external ratings approach through update of internal criteria in response to external evolution

What we're looking for

  • Financial and credit analysis experience in project finance and/or infrastructure debt
  • Ability to grasp trends both at a macro and micro level, and to appreciate the interaction between both levels
  • Experience of attending due diligence processes/management meetings with counterparty company management
  • Strong Microsoft Excel skills
  • ability to communicate concisely and clearly in both speaking and written mediums
  • Keen eye for detail and a professional approach to all tasks
  • Strong drive to improve and optimise processes
  • Team player

Benefits

When you commit to Legal & General, we’ll commit to you too. That means we’ll recognise and reward your hard work, your performance and your contribution.

If you join us, you’ll get access to some great benefits, including private medical insurance, at least 25 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We’re also proud to offer competitive family leave.

You’ll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of – both for our own products and at a range of high street stores and online offerings.

credit analyst
Legal and General Investment Management

http://careers.lgim.com/?cid=GlassdoorCareers
London, United Kingdom
Michelle Scrimgeour
$10+ billion (USD)
1001 to 5000 Employees
Company - Public
Investment & Asset Management
Finance
1970
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