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Senior Financial Crime Analyst

In a nutshell

Working with the AML Systems and Data team as a Senior Financial Crime Analyst, you’ll ensure Sainsbury's Bank are optimising the effectiveness of the Bank’s screening and monitoring processes. The role will also support the reduction of fraud risk through effective management and monitoring of models and systems in place.

What you need to do

• Coordinate (as Sainsbury’s Bank system Owner) all aspects of system governance and supplier liaison for Sainsbury’s Bank Financial Crime systems

• On-going review, validation and optimisation of AML and fraud system performance
• Drive internal system configuration optimisation or work with SB Outsource suppliers to identify, monitor and resolve AML system performance issues, gaps and tuning opportunities within agreed SLAs
• Design, implement and validate new rules/settings in response to specific/emerging threats
• Review and validate analysis undertaken by outsource suppliers as part of the annual review of system settings/rules, and subsequently validate any amended rules/settings implemented
• Maintain a central audit trail of all AML related system rules/referral settings (and changes to those settings) togeather with the underlying rationale
• Evaluate, analyse and leverage a range of statistical and written information in order to recommend, review and implement decisions that will have a positive impact
• Baseline current performance, track and report on model effectiveness
• Deliver accurate analysis and Management Information for the AML function
• Provide analysis of the latest trends in FC at an industry level
• Working with the SRM team this role holder will support the deployment of the SRM framework for Sainsbury's Bank partners and suppliers ensuring governance is measured in line with the SRM process, policy and risk appetite
• Bespoke (one off) extraction and analysis of data in support of specific investigations, emerging threats, etc as requested by 1st or 2nd line FC teams and subsequent participation in any relevant meetings/steering groups
• Build a network of specialist contacts within the FC analytics space, to help ensure awareness of emerging threats, best practice and relevant industry experience
  

What you need to know

Technical skills

Professional experience

• Min 1-2 years’ experience of analytics/intelligence work and linked predictive modelling, obtained in one or more of the following environments:
  • 1st or 2nd Line Financial Crime or Risk function
  • Specialist FC/Risk consulting firm
  • Specialist Financial crime or risk system supplier
  • HMT, FCA, NCA, law enforcement
• Retail Banking experience preferred but not essential
• Effective relationship management and inter-personal skills

Academic qualifications

• Relevant specialist Financial Crime qualifications: e.g.: ICA Diploma in FC/AML, ACAMs.
• Either educated to degree level or in possession of an equivalent professional qualification (e.g.: Banking exams, insurance exams, accountancy exams)
• Relevant statistical or system-based qualifications
  

What you need to show

• Strong decision-making skills and ability to take initiative
• Strong interpersonal skills – can nuance a message to reflect recipients and circumstances
• Resilient / calm under pressure
• Excellent attention to detail
• Strong team player
• Strong problem-solving ability

Our benefits

In addition to the all- important competitive salary, pension & bonus offering, we totally get that life outside work is important to us all. So, we want to shout out some of our other great benefits…

• We offer flexible working to help you achieve a good work/life balance
• Opportunity to buy extra holidays is on the table
• Discounts on your weekly shop, buying a laptop or sofa? We’ve got it covered through your Sainsburys, Argos and Habitat store discount card
• Cycle to work scheme and great coffee and cake!
  

A little about us & our culture

We’re proud of our heritage as the UK’s first supermarket bank. As digital technology drives the banking landscape we want to be at the cutting edge of this technology, offering award winning innovative digital banking products to our customers. Technology is where we see our growth therefore, we need innovators to join us and drive the next phase of our evolution.

We’re a friendly bunch who collectively share a passion to make our customers’ financial lives easier. As part of the wider Sainsbury’s Group, being one of the UK’s most trusted brands, it brings our colleagues a wealth of opportunities to fulfil their potential. Here, you can be part of something bigger and help to create a new approach that puts the customer at the heart of everything we do.

Everyone is welcome at the Sainsbury’s Group, and we’re proud to be an equal opportunities employer that champions a diverse and inclusive culture that reflects the diversity of the communities we serve.

Work-life balance is important to us, so we offer our colleagues as much flexibility as possible in line with the needs of their role. We trust them to decide how, where and when they work, combining remote and collaborative working with a flexible approach to hours within their working days, giving plenty of time and space for life outside of work whilst delivering against our business goals.

If you’re interested in applying and are excited about working with us but are unsure if you have the right skills and experience – we’d still love to hear from you! We’d also be happy to discuss more flexible working options such as job shares and part time working.

As this role involves working within a regulated environment any offer will be subject to satisfactory background checks including criminal record check, credit check, fraud check and employment references

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