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About Optimus Cards UK Ltd.

Optimus Cards UK Ltd is an Electronic Money Institution authorised and regulated by the Financial Conduct Authority in the UK under the E-money regulations. We are a Principal member of Mastercard. Our business is providing white label card solutions to regulated and non-regulated entities and we issue prepaid cards and debit cards on behalf of our clients. Optimus is a leader in white label solutions, a dynamic, fast-growing, business, and our client base is varied, counting Credit Unions, fintechs, crypto platforms and UK branches of international banks amongst their number

To learn more, please visit www.optimuscards.com

Working Hours: 40 hours per week, with the flexibility to provide service and availability dependent upon the operational needs of the business

The opportunity : The Onboarding Analyst will be responsible for completing the KYC, AML and onboarding of a variety of low, medium and high-risk consumers and corporate entities at Optimus.

This role will meticulously review any cases sent to review where customer applications have been stopped for various alerts or flags, which must be investigated, escalated or cleared. As a member of a small team, you will be instrumental in updating onboarding procedures as well as helping to develop ongoing monitoring processes.

Location: Brighton Office, or such other place as the Company may reasonably require on a temporary or permanent basis

What you'll be doing:

• Serve as the primary point of contact for customers and staff members and answer questions regarding the onboarding process
• Verify that all documentation received from the customer complies with regulatory and compliance standards as described in the Optimus onboarding procedures
• Working closely with partners and other team members in relation to the process of obtaining client KYC documentation to ensure adherence to all Compliance policies, procedures and regulatory obligations
• Liaising with customers as necessary during the Onboarding process to gather KYC documentation
• Working with internal and external stakeholders to update and improve onboarding processes
• Perform ad-hoc investigations of any event-driven reviews that require the customer to be re-reviewed through our AML platform
• Create and maintain an accurate and concise record of all investigations undertaken including the rationale behind the final decision made
• Conduct ad-hoc reviews of new partners and investors presenting your findings to your line manager/MLRO
• Where there are grounds for suspicion or a requirement for guidance in relation to an alert, escalate to your line manager/MLRO

Required qualifications:

• Experience with undertaking client due diligence, including completing independent searches and sanction checks.
• Prior experience interpreting policies and procedures associated with AML regulations.
• Experience with high-risk client entities - Trusts, Funds, SPVs, Limited Companies, Charities, Etc (Desirable but not essential)
• Excellent written and verbal communication skills.
• Working knowledge of using open-source intelligence for investigation purposes

What we have to offer you:

• An amazing work environment in a company that continues to grow, driven by extraordinary and passionate people that keep up innovating and challenging more each day.
• Growth and career opportunities, and the chance to be proactive and creative.
• A flexible and enthusiastic work environment that offers you great benefits.
• Open and transparent culture - we get together weekly to share updates, strategic plans and engage with each other informally over food and drinks.
• Interesting events that keep you connected with the team and celebrate our success.
• Leading and building on an existing team

Working Hours:

• 40 hours per week, with the flexibility to provide service and availability dependent upon the operational needs of the business.

Note: In addition to the duties and responsibilities listed below the job holder is required to perform such other duties as may be assigned by management from time to time.

Be part of a great company that is revolutionizing the financial services. Apply now!

EEOC Employer
We're proud to be an Equal Opportunity Employer, and we celebrate our employees' differences, including race, colour, religion, gender identity, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, and any other protected classes. Difference makes us stronger and better together.