Independent Financial Advisor Scotland
Job description
Salary: £45,000.00 - £70,000.00 plus bonus potential
Benefits Package:
- 28 Days holiday + UK Bank Holidays
- Paid day off on your birthday
- Enhanced Parental Leave - Maternity pay (after 2 years’ service) = 13 weeks full pay and 13 weeks ½ pay with / Paternity (after 2 years’ service) = 4 weeks full pay
- Company Pension Plan
- Income Protection Insurance Scheme
- Death in Service Benefit (x2 times your annual salary)
- Cash plan benefit to assist with medical and wellbeing costs
- Annual charitable donation to chosen charity
- Support & funding for study towards your professional qualification
- Free on site parking
- Work from home (Once competent and agreed with line manager)
- Employee wellness programmes
- Cycle to Work Scheme
- Company Events
- Casual Dress
- Refer a friend scheme
- Paid time off for volunteering
Qualifications:
- GCSE Maths & English at Grade C/Level 4
- Chartered Insurance Institute –Diploma in Financial Services
- Commitment to progress towards becoming a Chartered Financial Planner
About you/About the role:
Lloyd & Whyte Group are currently seeking an experienced IFA to join oiuyr Financial Services Team.
This role will see the successful candidate help to build client relationships through the Financial Planning process, ensuring the focus is on the client’s attitude, objectives and goals. For full details, please see the below.
Key Result Areas (KRA’s)
KRA 1 = DOING THE RIGHT JOB - Conduct business cycle in accordance with company policy
Demonstrate consistent application of putting clients first in all areas of service delivery by adopting all post RDR processes in respect of our Financial Planning proposition:
· KPI #1 – Adhere to a clear and consistent approach for capture of client information, specifically by asking questions in areas of their protection, aspirational and retirement needs on the basis of obtaining facts, clarifying and prioritising their needs and establishing their affordability levels
· KPI #2 – Ensure this information is captured clearly to be passed across to our internal para-planner resource (in due course) and can be understood by other third parties
· KPI #3 – Present back the findings/solutions from our para-planner resources so that the client has clear understanding of those and close all business cycles in line with company policy
KRA 2 = BUSINESS GROWTH – Activity & Personal Production
Hit all business related targets in accordance with those set out in the Adviser Remuneration Scheme document, specifically by reference to:
· KPI #1 – Achieve and where possible exceed our client-related activity targets
· KPI #2 – Achieve and where possible exceed your personal production targets
· KPI #3 – Achieve and where possible exceed your funds under advice targets. In so doing ensure successful transition of existing clients across to our IFM proposition such that adoption of the new on-going FUM service charge is applied.
KRA 3 = CULTURE – Adopt a professional and business-like approach
Ensure at all times that you adhere to all regulatory and internal compliance requirements needed to meet our commitments to clients. Take personal ownership of all business management related activities so that accurate and timely completion of all management information is assured:
· KPI #1 - Supply weekly activity and pipeline reports by 5pm on Friday afternoons. Discuss the content of such reports via weekly follow-up dial-ins with your supervisor where you will be expected to lead the discussion regarding achievement of quality by reference to KRA 1 and progress against targets by reference to KRA 2;
· KPI #2 - Maintenance and submission of monthly personal development reports as part of 1:2:1 development meetings/dial-ins with your supervisor;
· KPI #3 - Arrange activity to support bi-monthly supervisor accompanied client meetings where the minimum number of meetings should be agreed in advance with your supervisor.
Key Responsibilities
- Certification Function CF30
- Ensure an exceptional client experience maintaining a culture if “Treating Customers Fairly” and putting clients first to demonstrate the right client outcomes
- Comply at all times with the Company Compliance, Training and Competence procedures
- Attend conferences, seminars, specialist speaker at affinity group events
Skills & Behaviours
- Demonstrate our values of Fun, Supportive, Professional, working in Partnership and Ambitious
- Confident and capable in communicating, presenting, managing relationships and providing an excellent client experience
- Highly motivated and committed to achieve and deliver
- Organised, resourceful, deadline driven and supportive of the wider team
- Ability to work in a regulated, compliant and client focused environment
- Quality orientated with great attention to detail
- Flexible, adaptable and approachable
- Driven to be pro-active to new challenges and positively shape the desired opportunities and outcomes
- Sound technical and product knowledge with a desire to further develop this
- Knowledgeable of relevant regulatory and legislative requirements affecting the business
- IT Literate
Job Type: Full-time
Salary: £45,000.00-£70,000.00 per year
Benefits:
- Referral programme
Schedule:
- Monday to Friday
Supplemental pay types:
- Bonus scheme
Experience:
- Financial services: 5 years (required)
Licence/Certification:
- Chartered Insurance Institute Diploma in Financial Services (required)
- GCSE Maths & English at Grade C/Level 4 or above (required)
Work authorisation:
- United Kingdom (required)
Work Location: On the road
