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Job description

Who We Are?

Here at Blackthorn, we are a strong and driven company that is growing fast. We offer numerous amounts of opportunities and exposure to a wide range of financial service products. You might be thinking what is it that we do? Well, we are a digital banking alternative that provides its customers with multi-currency payment accounts, in order to facilitate cross border transactions connected to all major payment networks, enabling corporate companies to transact with their counter parties worldwide.

Here at Blackthorn, we have some very exciting projects and plans ahead of us, from moving into the European market to building a bank. What this means for the right candidate? You will be a core element in the growth and progress of Blackthorn. You will be faced with challenges that will allow you to grow and establish yourself in the Fintech industry.

We are so excited to present the opportunity in our dynamic Compliance team.

What We Are Looking For

The role is suited for an ambitious Financial Crime analyst, who embraces change, wants a role which will provide opportunities to be involved in not just the day to day but helping create a new company in an exciting market that’s expected to see significant growth in the next few years. If you are customer focused and want to develop and push your career forward, then this is the role for you.

Key Responsibilities

· Monitoring Financial Crime and Fraud detection tools

· Analysing transactional information to identify risks, trends and suspicious activity

· Reviewing Sanctions/PEPs/Adverse media

· Assisting in writing up, changes and improving policies and procedures for internal and external uses.

· Performing trigger reviews and inflight customer due diligence, advanced due diligence, and risk classification processes

· Building end to end files, assessing key risks, and conducting plausibility analysis of customer KYC information

· Drafting and submitting Suspicious Activity Reports recommendations

· Drafting and filing of CIFAS reports

· Involvement in rule creation, risk categorisation and building out fincrime requirements with a development team.

· Involvement in the TMS risk assessments on projects involving new products, jurisdictions and industry sectors.

Preferred Qualifications and Experience

· At least 3 years of experience in a Transaction Monitoring team

· Fraud management experience

· Good understanding of commercial banking and investment products.

· Strong knowledge of financial crime typologies, risk indicators pertaining to them and solutions to mitigate

· Excellent written and spoken communication skills

· Experience in the financial sector

· Team player / teamwork skills

Professional Behaviours

· Always tries to delightfully surprise and exceed expectations, capable self-starter

· proactive, stand by decisions and actions, commit to things that are delivered.

· Always look for ways to improve the service or experience given, is insatiably curious and works creatively to challenge the status quo and make decisions.

· Shows energy and enthusiasm in their job commitment to working in a smart, collaborative & efficient way to deliver business value.

· Always professional and thinks about the best way to partner the business effectively.

· Creates a smart disruption by challenging the way things are done, having a critical eye, learning from activities and being prepared to try new ways of doing things.

Skills and Behaviour

· Thirst for knowledge, inquisitive mindset, willingness to learn.

· Role suited to a technical mindset.

· Extensive Financial Crime, KYC, Transaction Monitoring, and investigation background is essential.

· Knowledge of assessing and discounting alerts where not financial crime risk has been identified

· Strong communications and interpersonal skills with the ability to work well independently and collaboratively

· Ability to work proactively to targets

· Strong working knowledge of the legislative and regulatory framework for Financial Crime, including Anti-Money Laundering, Sanction and Anti – Bribery and Corruption

· Strong analytical skills with relevant experience in analysis and investigation

· Excellent organisational skills with the ability to multi-risk and be proactive

· We encourage certification - a recognised qualification in financial crime is desirable

· Educational background – Degree level

Job Types: Full-time, Permanent

Salary: £25,000.00-£33,000.00 per year

Schedule:

• Monday to Friday

Supplemental pay types:

• Performance bonus

Ability to commute/relocate:

• London: reliably commute or plan to relocate before starting work (required)

Experience:

• Financial Crime: 1 year (required)
• Transaction Monitoring: 1 year (required)

Work authorisation:

• United Kingdom (required)

Work Location: One location