Financial Crime Analyst Manchester, England
Job description
Job Title: Financial Crime Analyst
Working Pattern: Monday to Friday (09:00-17:00)
Salary: £30,000 - £35,000 and up to 20% bonus and benefits
Location: hybrid working from Manchester or fully remote
About Tandem
We're Tandem. The UK's fairer, greener, digital bank providing hard working people across the UK with sustainable ways to borrow and save. With more than 500 people in London, Blackpool, Cardiff, Durham and Manchester, all working together to create a fairer, greener, more accessible bank for people across the UK.
We're on a mission to proactively help our customers to reduce their carbon footprint and accelerate the UK to net-zero carbon emissions by 2050 and we need more people to help us achieve this goal.
We've taken the beliefs, behaviours, and personality and created four underpinning values. These values demonstrate our guiding principles and behaviours for everyone at Tandem. Our ambition is that these values are ingrained and always front of mind when we're engaging with our stakeholder audiences. Our values are BRAVE, ENTERPRISING, SIMPLE and TOGETHER.
We're building an amazing team and we're looking for an ambitious and purpose-driven Financial Crime Analyst to join the team.
Our Team
You will be working in the Financial Crime Operations team, reporting into the Senior Financial Crime Analyst. Our team is small but experienced in financial crime, and is poised to expand coverage across multiple products within the Group. Our analysts can work on any financial Crime task, so you will get exposure to all aspects of Financial Crime Operations. In addition, you will be working closely with Compliance, Customer Service, Operations and Mortgages.
What you will be working on:
- Reviewing and appropriately escalating potential PEPs, sanctions and adverse media screening alerts
- Performing Customer Due Diligence (CDD) and, where appropriate, Enhanced Due Diligence (EDD)
- Investigating all known and suspected criminal activity (including fraud and money laundering) and making recommendations for appropriate resolution
- Carrying out periodic reviews on high risk customers
- Working closely with Compliance and the MLRO to ensure that adequate controls exist to mitigate financial crime risks
- Identifying weaknesses in processes and controls and recommending solutions that will improve the controls and efficiency while ensuring the best customer experience
- Proactively contributing to the success of the team by sharing knowledge and ideas
- Supporting Customer Service, Operations and Mortgages & other lending in KYC and AML related queries and providing approvals when required
- Providing SME support to the wider business
What we're looking for:
- Having high ethics and standards
- Financial crime operations experience within financial services
- Understanding of financial crime lifecycle across various financial products to include savings and mortgages
- Understanding of KYC procedures including CDD, ADD and EDD
- Experience with Transaction Monitoring and understanding red flags
- Experience with periodic reviews and how to take a risk based approach
- Understanding of key legislation, regulatory bodies and best practice across the financial crime space
- Experience in screening and case management platforms such as Comply Advantage and Salesforce
- Desire to up-skill and cross-skill within the financial crime space
- Strong ability to analyse information, and make informed judgements
- Excellent problem-solving skills
- Excellent organisation skills
- Having a proven ability to adapt to a fast paced and continually changing environment
Qualities we look for:
- A passion for championing the customer
- Motivated by purpose-led organisations
- High levels of personal and professional integrity
- An entrepreneurial approach with an ability to operate both at a strategic level and to be hands on
- A positive, self-sufficient leader with excellent communication skills, intellect and energy
- Very sound judgement and business instinct with a desire to challenge traditional thinking
- Highly organised with a flexible approach to working
- Communicates a compelling and inspired vision and sense of core purpose
- Determined to succeed, high energy with humility and a strong personal drive
- A collaborative working style
- A very strong work ethic and a focus on delivery
Benefits
Our rewards are getting a big update, with enhancements due to land in early 2023!
Current Rewards
- 25 days annual leave plus 8 days bank holiday
- 1 day off for your birthday
- Electric Vehicle scheme
- Free cereal and snacks in the office
- Cycle to work scheme and a free helmet
- Perkbox for treats and discounts
- Pension contribution
- 2 days per year paid volunteering
Take part in our Green Deal
- Volunteer 2 days a week for charity > receive an early Friday finish
- Raise £200 per annum for charity > Tandem provide PR and marketing support
- Have renewable energy at home > receive an additional 1-day annual leave
- Drive a lower emissions or hybrid car > free raffle entries with the chance to win a weekend away for 2
- Drive an electric car > receive £500 towards a home charger
Sourcing Model
Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.
Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.
Please be aware that background checking (including credit and criminal records checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.
