Job description
About Jaja
Our Mission: To be the UK’s Digital Lender of Choice
Our Company Values: Collaboration, Excellence, Innovation, Empathy, Passion
Jaja is an innovative UK based consumer finance business, leading initially with a digital credit card launched in 2018, and a pipeline of consumer finance solutions in the making.
We are on a mission to redefine the consumer finance experience and liberate customers from needless complexity, wasted time and frustration. Or as we say it, Make Simple.
We will delight our customers – making the customer experience simpler, more enjoyable, more intelligent – treating customers fairly and giving them more control of their money.
Why join us?
This is a chance to make a real impact in a growing business on a mission to change the face of the consumer finance industry forever.
We have a collaborative team structure fuelled by an exciting mix of people welcoming both experienced people from the industry with both feet on the ground and tech-savvy dreamers who pave way for the new stuff. Come as you are and be yourself!
About the Role
A new role has arisen in the Financial Analysis Intern (FP&A) team reporting into the Head of Financial Planning & Analysis. Finance is a key function in the development of Jaja. We are responsible for providing critical information and insight to the business, delivering a funding structure to support Jaja’s growth, producing financial accounts and daily operational processes to enable critical business activities.
This role will have responsibilities across several areas of activity including developing and maintaining business-unit level reporting. You will gain an in-depth understanding of the mechanics of our digital lending business with opportunities to develop your analytical, accounting and modelling skill sets.
There will also be opportunities to develop professional skills and learn about areas of our business that are of interest to you. Although we are primarily operating remotely there will be opportunities to use our office space and company gatherings to get to know people.
You will be responsible for (not limited to):
- Developing and implementing sustainable and best-in-class concepts related to planning and forecasting.
- Supporting the creation of financial plans (short-, medium-, and long-term) by aligning P/L, balance sheet and cash flows as well as expense streams from our various business units
- Supporting with annual budgets and ensure periodic tracking of actuals to optimize allocation of financial resources.
- Supporting with internal controlling, enhance analytics capabilities, and support group-wide reporting of KPIs and analysis to management.
- Continuously challenging the status quo, identify gaps, risks and opportunities for the business and provide data-supported advice to respective stakeholders.
- Collaborating with our cash management function to ensure timely understanding of the use of our financial resources.
- When required you will be asked to support the finance department in company-wide projects, i.e., audits.
About You
We’re looking for an experienced Analyst with a knowledge of financial services, who is ready to lead by example and is used to rolling up their sleeves to get things done.
The successful candidate must have the right to work in the UK and meet the following criteria:
Required Skills & Experience:
- Bachelor/Master’s Degree in finance with a particular focus on accounting, controlling and reporting
- Good understanding of P&L, Balance Sheet & Cash Flow Statement
- Understanding of business drivers and operational KPIs
- Advanced Excel and PowerPoint capabilities
- Knowledge of budgeting and reporting processes
- A track record of fast development and learning
- Comfortable working remotely
Desired:
- Interest in technology and innovation
- Additional Analysis or Data tools (e.g., SQL, Tableau, Snowflake or Other)
- Analysis or accounting degree