Credit Risk Analyst London, England
UBS
Full Time
London, England
69532 - 100000 GBP ANNUAL Today
Job description
United Kingdom
Risk
Group Functions
Job Reference #
275830BR
City
London
Job Type
Full Time
Your role
Are you someone who enjoys financial analysis and detecting potential risks in live M&A transactions? Do you like working in an environment where empowerment, challenge and excellence are highly valued?
We are looking for someone like this to:
We are looking for someone like this to:
- be a Credit Analyst for Leveraged Finance and Structured Lending transactions; be involved alongside the Credit Officer in the underwriting, recommendations and the decision making processes
- independently analyze credit risks and engage with the front office to ensure transactions are consistent with UBS's underwriting risk appetite
- show the ability to work autonomously through the extensive Due Diligence process, identifying key business drivers, specific risk issues, actively challenging during due diligence calls, and highlighting any information gaps to the business teams
- perform fundamental financial analysis for prospective leveraged transactions and corporate borrower's (covering financial, commercial, legal, tax, environmental & structuring)
- demonstrate full understanding of financial modelling, working on the production of Base and Downside cases ensuring that they reflect all key drivers and the due diligence findings
- analysing climate risk and other ESG risks into our approval memos and credit reviews, integrating these risks into our ratings assessments, and addressing demands from stakeholders
- contribute actively to a written credit memo for CRC Senior Management
- assign risk ratings and loss given default, prepare reporting deliverables to track limit utilization
- review loan documentation to ensure that it corresponds with internal approvals and adequately covers all transaction risks
Your team
The IB CRC Credit Risk Control team is responsible for independently assessing transaction risks, for constructively challenging all diligence work and financial modelling produced by the front office and for monitoring and controlling all risks in the IB loan portfolio. The team serves as the firm’s second line of defense and is charged with independently assessing all risks associated with the origination, distribution and retained portfolio of corporate and leveraged finance transactions. It is directly responsible for assigning risk ratings and for ensuring our analytical standards are in compliance with regulatory expectations.
Your expertise
You have:
You are:
#LI-Hybrid
- a Bachelor’s Degree in a relevant area of concentration and some level of formal credit training. No CFA required but level 1 or 2 would be viewed favorably
- strong knowledge of financial accounting concepts
- around 1 year of relevant working experience in a leveraged finance transaction environment
- solid credit skills
- computer proficiency required in Excel, Word; experience with Bloomberg, KMV is helpful
- strong oral and written communication skills
You are:
- a strong collaborator and confident communicator
- open to learning numerous applications specific to the Risk function
#LI-Hybrid
About us
UBS is the world’s largest and only truly global wealth manager. We operate through four business divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management and the Investment Bank. Our global reach and the breadth of our expertise set us apart from our competitors.
With more than 70,000 employees, we have a presence in all major financial centers in more than 50 countries. Do you want to be one of us?
With more than 70,000 employees, we have a presence in all major financial centers in more than 50 countries. Do you want to be one of us?
How we hire
This role requires an assessment on application. Learn more about how we hire: www.ubs.com/global/en/careers/experienced-professionals.html
Join us
At UBS, we embrace flexible ways of working when the role permits. We offer different working arrangements like part-time, job-sharing and hybrid (office and home) working. Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.
From gaining new experiences in different roles to acquiring fresh knowledge and skills, we know that great work is never done alone. We know that it's our people, with their unique backgrounds, skills, experience levels and interests, who drive our ongoing success. Together we’re more than ourselves. Ready to be part of #teamUBS and make an impact?
From gaining new experiences in different roles to acquiring fresh knowledge and skills, we know that great work is never done alone. We know that it's our people, with their unique backgrounds, skills, experience levels and interests, who drive our ongoing success. Together we’re more than ourselves. Ready to be part of #teamUBS and make an impact?
Disclaimer / Policy Statements
UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.
