Change Management Manager - Credit Risk Chester, England
Lloyds Banking Group
Full Time
Chester, England
57078 - 63420 GBP ANNUAL Today
Job description
End Date
Thursday 01 June 2023
Salary Range
£57,078 - £63,420Agile Working Options
Job Description Summary
A fantastic opportunity to join the Credit Control & Strategic Initiatives team in Consumer Credit Risk. You will be responsible for supporting credit risk input into a range of strategic projects & initiatives across the consumer credit portfolio.We would like to hear from applicants who are highly motivated and enjoy testing & embedding new ways of working, with a background in credit risk and / or consumer products.
It's an exciting time to be joining the team as we mobilise in response to the changing world around us – from regulatory changes to the Group’s new strategy. We’re also heavily investing in our data and infrastructure to enhance credit decisioning capabilities to deliver safe and sustainable growth.
Job Description
Our core purpose is to maintain a resilient portfolio through sustainable lending, to deliver the best outcomes for customers and stakeholders. We do this by taking ownership to act, while supporting each other and valuing difference. You'll work directly with Consumer Credit Risk Strategy and Product Managers, with responsibilities including:
- Supporting consumer credit risk input on a portfolio of projects.
- Providing subject matter expertise while managing and delivering required outcomes
- Providing technical and strategic input, co-ordinating and shaping the credit risk response to new product launches, regulatory topics, business requirements and risk transformation activity
- Providing analytical and technical insight into shaping solutions
- Making authoritative recommendations that champion LBG’s sustainable growth agenda, optimally balancing risk vs. reward
- Engaging and co-ordinating input from a broad range of partners (e.g., risk colleagues and business teams) promoting and embedding collaboration across teams and influencing delivery
- Identifying, managing and reporting emerging risks, raising to senior leadership appropriately
- Effectively prioritising across a range of activities
What are we looking for?
- Change Management – experience of delivering new products or propositions involving multiple business functions
- Credit Risk – experience of credit risk with knowledge of how we use strategies and scorecards to support our lending
- Communicating effectively –a compelling communicator who can break down and explain complex topics to different audiences; technical & non-technical
- Collaborates - builds effective partnerships and works collaboratively with a wide range of partners to meet shared objectives
- Responsible lending – understand regulatory compliance and conduct risk for fair customer outcomes
- Close attention to detail - as well as ability to stand back and look at the wider picture
Desirables
Our team is primarily based around our London, Chester, Cardiff, Hove and Leeds offices, but we have colleagues spread all over the UK. As a team we work flexibly following a hybrid working model, combining working from home with travel to an office location.
- Experience of finance products or proposition development
- Deputising for senior leadership as needed and supporting them to shape the credit risk future
- Experience across different lending products
What we can offer you in return
- A competitive salary.
- A discretionary bonus.
- Private medical insurance.
- Pension contributions up to a maximum of 15% of your salary.
- Share plans.
- 30 days paid holiday each year, plus Bank Holidays.
You'll enjoy our dedication to your ongoing personal and professional development. We'll help you perform at your best today, so you can fulfil all your potential in the future.
We're committed to building a workforce which reflects the diversity of the customers and communities we serve, and to building an inclusive environment where all our colleagues can be themselves and succeed on merit. We're an equal opportunity employer and deeply value diversity within our organisation.
We'll ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.
Please contact us to request accommodation.
So if you have the skills we’re seeking and you’re looking for your next step, we’d love to hear from you.
Together we make it possible!
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
