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There is an opportunity available within our Financial Planning Team as a Trainee financial adviser.

Not all people are familiar with what a financial adviser does so hear is an outline for you.

At Portafina we specialise in pension planning. As a financial adviser we help clients save and invest their money to have the best retirement possible. We do this by providing advice on their current pensions, such as money purchase or defined benefit pension schemes.

To give someone advice about their pension you must understand them as a person and all of their financial make up. These are things such as their current savings and investments, current income and expenditure, debts, Mortgage and any liabilities as well as their family make up, such as their husband or wife’s financial details when providing joint advice, as they would typically impact on them financially now and in the future.

The skill of the job is to obtain all this information without the experience feeling like a form filling exercise as this provides the client with a more engaging and enjoyable experience.

There are 2 ways we typically help clients, by advising on pension release, whereby a client has a need they wish to address such as making home improvements, repaying debt, or making a purchase of some sort.

We would then give them advice on, can they afford to take this money out of their pension, are there other ways in which they could fund these expenses and is their current pension suitable to help them do what they are trying to do.

The other way in which we help clients is to review their pension. A lot of people have accumulated pensions over the years that become a headache to keep track of. The investments that they have may not be suitable for them based on the gains they are aiming to make or risk they are prepared to take.

As a financial adviser you help clients find the right investment for them, typically made up of stocks and shares or corporate or government bonds. We also recommend the best provider to look after their money. You complete analysis of their current pension, looking at things like the cost of the plan, performance such as the annualised return as well as the portfolio risk the client is taking.

After your review the client is presented with a report with your findings which should detail why you believe it’s in the client’s best interest to do what you are advising to do.

All of this happens when you become fully qualified, to become fully qualified we help you through the relevant R01 to R06 exams. We provide training and support for you and fund the initial cost of completing the course.

All we ask is for our candidates to be hungry and committed to bettering themselves which in turn betters our client’s experience.

Further details of the role are:

• Providing a friendly and engaging service by way of telephone or video appointment
• Help clients understand what pensions they have and what options are available to them when reviewing their pension/s without giving advice
• Keep abreast of ongoing FCA requirements for the team to provide sound compliant advice
• Update sales force records for current and next actions to take place
• Follow up call to clients that have had a recommendation made to help and explain the report and advice provided
• Provide ideas and feedback to the team in ways of improvement to the process and service you provide
• Ongoing learning by way of completing the CII RO1-R06 exams in order to become a qualified financial adviser (this is a mandatory requirement of the role and the expectation is this would be a achieved within a maximum 2 year period)

An ideal candidate would be someone that is wanting to start a career rather than just having a job. Previous successful candidates have come from all kinds of industries, such as travel and tourism, healthcare, former police officers, graduates with legal degrees and many more.

Its relationship building and self-drive that we are looking for, as well as….

Preferably CII R01 exam but if you haven’t, we will provide an intense 4-week course in order for you to pass this exam which allows you to start the trainee adviser program.

Any R01-R06 (or equivalent) exam as this will speed up the time it takes you to become qualified

Also have ….

• Organised/Time management skills – Managing your day to successfully achieve the targets set. The role is not micromanaged and there is a lot to stay on top of without someone looking over your shoulder
• Have excellent customer service skills and telephone manner – You will be responsible for communicating and building relationships with clients
• Target Driven – You will have your set clients that need to be contacted with targets around successful FF completions rates and call quality
• Attitude – You will have a positive and can-do attitude, taking ownership, wanting to succeed and encouraging feedback in order to use it as a spring board to achieve more
• Professional – You will have a desire to become a financial professional by way of study and completion of exams

Please note full training will be provided in the office.

The role will consist of a hybrid approach with a blend of office and working from home. Minimum of 3 days in the office once out of probation.

Portafina Investment Management is a specialist financial advisory business focussing on pensions and retirement which looks after over £600m in pension assets for more than 12,500 clients.

Founded in 2017, we help clients get the best out of their pensions, both now and in the future. Whether that be through accessing pension benefits, reducing charges, or improving their performance, we’re focussed on delivering specialist financial advice along with a great level of service.

In a fast-paced industry that is rapidly evolving, we are at the forefront of providing a proposition that hasn’t been easily available to the everyday person until now. We need to keep providing great customer service as we grow, and as the environment and technology around us changes. We can’t do that by standing still.

Based, in Rochester, Kent, we employ over 150 likeminded people that strive to do an exceptional job for our clients. In turn we create a positive nurturing environment in which they can thrive – from entry level roles with training, development, and career progression available through to highly qualified experienced industry professionals.

A great place to work must continue to hire great people, so, if you think you could be one of them, we want to hear from you.

As well as a competitive salary, you’ll receive the following benefits:

• Quarterly Consumer Champion and Values Achievement awards
• 25 days holiday on top of public holidays – plus an extra one on your birthday
• Company pension with the same excellent discounts we negotiate for our clients
• Life assurance
• Critical illness cover
• Income protection
• Private medical insurance
• Private dental cover (contributory)
• Free eye tests
• Structured career progression and qualification plan
• Support for study and costs of Chartered Insurance Institute exams
• Friends and family discount on our services
• Birthday vouchers

We also have regular social events (including Summer and Christmas parties) organised by our internal Partyfina staff committee, there’s on-site parking available, and we take a hybrid approach to working with a minimum of 3 days in the office (initial training is office-based).

Portafina is a real Living Wage employer (https://www.livingwage.org.uk/)

Job Types: Full-time, Permanent

Salary: £25,000.00-£35,000.00 per year

Benefits:

• Casual dress
• Company events
• Company pension
• Cycle to work scheme
• Life insurance
• On-site parking
• Work from home

Schedule:

• 8 hour shift
• Monday to Friday

COVID-19 considerations:
Risk assessments undertaken for staff working in the office. We continue to follow government guidance to ensure working environment remains safe

Application question(s):

• Do you hold a Financial Services, Regulation and Ethics (R01) Cii qualification or equivalent

Education:

• GCSE or equivalent (required)

Work Location: Hybrid remote in Rochester