Mortgage Proposition Manager London, England
Job description
Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day.
We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for wedding and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties – no two customers are ever the same.
We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes.
We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers.
If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person.
Work with us because you:
- Want to be part of a bank built for the dynamics of the modern world
- Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
- Enjoy finding new and better ways to solve complexity and make things happen
- Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
- Care about society and the environment and want to be part of a business that cares too
- Want to continue to grow professionally and be the best version of yourself
We are looking for a Senior Mortgage Proposition Manager to support the ongoing development, management and governance of the lending products offered by the Commercial Property Division. This includes our core markets of bridging, buy to let and commercial including pricing.
- Use the financial models available to the Division (RoE, P&L) to model the impact of product and pricing changes
- Responsibility for co-ordination (and contribution where appropriate) of Product Annual Reviews and meeting submission deadlines
- Deliver implementation of actions from the Annual Reviews and Focus Groups to better meet customer needs
- Support in design and launch of new products as required
- Provide up to date market expertise and competitor knowledge (pricing, credit, process, product design) to be presented through PPC and delivered in suitable format to the wider business and sales team
- Deputise for the Head of Product and Proposition at committees when needed and support on papers/projects
- Research opportunities for expansion into adjacent markets
- Perform Secretariat duties for Commercial Property Product Committee and Group Product Committee including management of actions and pack slides
- Member of Complex Deal Forum including presentation of cases to the wider group
- Strong commercial and financial acumen
- Strong understanding of the UK Corporate Governance Code and Remuneration Code
- Ability to operate effectively on committees
- In depth understanding of the financial services sector with specific focus on Banking
- Strong Customer/Market Insight for the development of products and services which meet customer needs
- Understanding of risk appetite and risk management frameworks
- Strong understanding of Conduct Risk and how to deliver fair customer outcomes
- Strong understanding of compliance and banking regulations
- Ability to identify, evaluate and develop new and sustainable revenue
- Demonstrates pragmatic judgement, balancing risk and business value to reach decisions which are well informed and actionable
- Continuously and proactively improves the quality of service delivered to all customers, external, internal and business partners
- Willingly takes the initiative and consistently does more than is required
- Respects individual’s views and positively contributes to a learning environment in which individuals are supported and encouraged to excel
- Continually asks what more could it be and inspires others to do likewise Behaves consistently and with integrity at all times, realising everyone’s potential to get the best possible result and live the values
Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:
- Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
- Free access to Headspace, a mindfulness & meditation digital health app
- Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
- EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing and health
- Cycle to work scheme
- Discounts on gym membership
- Contributory pension scheme & death in service
Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.
- Minimum of 27 days holiday per year
- Option to buy or sell holiday days through our flexi-holiday scheme
- Discounts on gym membership nationwide
- Access to discounts on a range of high street and online brands
- Community support and charitable giving
Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.
- Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
- Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
