Credit Risk Analyst | S2 | Credit Risk | Milton Keynes or Bradford Milton Keynes, England
Job description
WHAT YOU WILL BE DOING
This role is offered on a hybrid basis, which can be discussed with the recruitment team during the hiring process.
Join our community.
Risk is now firmly at the heart of every single financial services company - that's where you'll be if you join our team as a Credit Risk Analyst. Helping to manage risk for one of the UK’s high-profile financial institutions is an exciting and rewarding place to develop your risk management skills. It's a great place to advance your career.
The team has a progressive, supportive culture focused on acting with integrity, achieving excellence and taking ownership, with the Santander behaviours at its core.
The difference you’ll make.
Solving complex business problems to help the bank develop appropriate credit risk management strategies, driving forward practical value-based solutions
Providing Senior Managers across the bank with insight and sophisticated analysis of business performance and future potential
Identifying key portfolio issues requiring further investigation using in depth knowledge of credit portfolio performance
Taking accountability for an area of credit policy, monitoring performance, clearly communicating issues, developing and recommending changes where appropriate
Challenging proposals and decisions that conflict with sound, value based credit portfolio management
Ensuring that strong links are maintained between Risk and other key business areas
What you’ll bring.
Previous experience in credit risk function or similar analysing data using statistical packages (ideally experience in SAS or SQL)
Degree level in a numerate subject (e.g. Maths, Statistics, Operational Research, Physics, or Engineering, ideally 2:1 or above) and/or equivalent qualifications/experience
It would also be nice for you to have
Strong communication, relationship and influencing skills with the ability to explain the results of complex analysis to a non-technical audience
Awareness of credit industry products and markets
Creative thinking as many problems are unprecedented and without guidelines
Resilient to setbacks, with the tenacity, drive and keen eye for detail required to solve complex and challenging problems
What else you need to know.
Permanent role based in Milton Keynes or Bradford
You’ll have the flexibility to work from home in a hybrid pattern
Everyday Inclusion
At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.
How we’ll reward you.
As well as a salary, we offer a wide range of benefits that you can choose from and tailor to your needs. For contract roles, your salary, bonus (where eligible) and certain benefits will be prorated to reflect your contract duration.
£500 annual cash allowance to spend on our great range of benefits
Eligible for a discretionary performance-related annual bonus
We put 8% of salary into your pension, even if you don’t contribute yourself. We’ll pay in up to 12.5% of salary, if you contribute as well, and you can take some of our contribution in cash if you prefer
27 days’ holiday plus bank holidays, which increases to 28 days after 5yrs service, with the option to purchase up to 5 contractual days per year
Voluntary healthcare benefits at discounted rates. Including: Bupa medical insurance, dental insurance, healthcare cash plan and health assessments
Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
24/7 access to an online employee discount platform including retailers, entertainment, eating out, travel and more
Share in Santander’s success by investing in our share plans
Support your favourite causes through charitable giving and our community partnerships
What to do next.
If this sounds like a role you’re interested in, then please apply.
If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it’s a copy of our application form in another format or additional assistance, we’re available through telephone, email, or face to face. You can contact us at [email protected] or call 0870 414 9080.
