Commercial Account Opener and KYC Reviewer United Kingdom
Lloyds Banking Group
Full Time
United Kingdom
27027 - 30030 GBP ANNUAL Today
Job description
End Date
Thursday 24 August 2023
Salary Range
£27,027 - £30,030Agile Working Options
Job Description Summary
A full time role which is only available for individuals residing in, or to those who hold right to work permits for Jersey, Guernsey or the Isle of Man.
Job Description
JOB TITLE: KYC Reviewer and Account Opener
SALARY: £29,669 - £40,461 (dependant on location)
LOCATION(S): St Helier, Jersey / Villiers House, IOM / Smith St, Guernsey
HOURS: Full-time - 35 hours
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
Please note this role is only available for individuals residing in, or to those who hold right to work permits for Jersey, Guernsey or the Isle of Man.
About this Opportunity
An exciting new role has become available supporting the Commercial KYC team in the delivery of financial crime activities relating to complex due diligence.
Why Lloyds Banking Group?
If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.
What You’ll Need
Working in the Commercial KYC Team, you will be acting as a subject matter expert for all client due diligence for Commercial Banking clients. You will be responsible for appropriately managing AML risk through account opening & dedicated ongoing due diligence cyclical reviews for Islands Commercial customers and Intermediaries.
Being a member of a dedicated due diligence team providing technical subject matter expertise to assess potential and actual risk within client portfolios in order to maintain Group-wide and local policy requirements and minimum standards in accordance with agreed risk appetite. The role will require you to;
- Challenge the business to ensure risks are understood, mitigated and controlled
- Monitor and report on compliance standards to internal and external stakeholders
- Undertaking ongoing due diligence and reviews for Commercial Bank clients
- Responsible for explaining and supporting with due diligence requirements to both internal clients
We just need you to demonstrate the following qualities:
- Work under pressure and apply logical thinking to problem solving
- Build & maintain internal / external relationships
- Communicate with individuals at all levels
- Take responsibility for queries / issues through to resolution
- Manage expectations of all internal and external customers
- Prioritise workloads
- Work to strict deadlines
Any experience of these would be really useful:
Procedural/Product/Specialist Knowledge - strong technical knowledge of AML
- Oral and Written Communication - Strong communication skills
- Organisational Awareness – Knows how to get things done and gain commitment
- Attention to Detail – Be able to complete reviews to a high standard and mitigate any risks
- Ideally with Commercial Banking experience or knowledge of Fiduciary business
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 24 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
