Job description
End Date
Monday 04 September 2023
Salary Range
£0 - £0Agile Working Options
Job Description Summary
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Job Description
JOB TITLE: Associate - Corporate and Institutional Debt team
LOCATION: London, Birmingham, Bristol
HOURS: Full Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at one of our office sites
LOCATION: London, Birmingham, Bristol
HOURS: Full Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at one of our office sites
About this opportunity
We're currently seeking an Associate to join our hardworking, collaborative and diverse debt team working on a range of exciting and high-profile transactions.
The Corporate and Institutional Debt team (CIDT) is responsible for the origination and execution of loan facilities for our clients. The team transact a large volume of debt financings, ranging in complexity from amendments to M&A, as well as support ongoing credit events within the portfolio).
You'll support deal processes specifically in the Real Estate & Housing sectors (incorporating House Builders, Real Estate Investment and Development and Social Housing). We're looking for candidates that enjoy working in a deal based environment and are keen to develop their technical skills.
Key Accountabilities:
- Support the Associate Directors and Director to deliver the wider CIDT business plan
- Understanding and analysing the key risks associated with a debt transaction
- Writing quality credit papers, building financial models and compiling reports
- Producing engaging pitch books
- Reviewing Term Sheets, Non-Disclosure Agreements and Loan Documentation
- Building a good internal network with our colleagues in Coverage, Credit, Lending Execution and Rates.
Why Lloyds Banking Group?
We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.
What we need from you?
- Ability to interpret client financial information, identifying key issues and put in place appropriate deal structures and controls.
- Confident creating comprehensive financial models including sensitivity analysis.
- Previous experience working within Commercial Banking with an understanding of the market environment in which we operate in.
About working for us!
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 28 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.