Analyst, Capital Markets Wolverhampton, England
OSB Group
Full Time
Wolverhampton, England
22233 - 77001 GBP ANNUAL Today
Job description
About the team:
This role will be based from our Wolverhampton office with occassional travel.
About Us:
OSB Group are dedicated to diversity in the workplace and committed to treating all our employees and job applicants equally. We embrace equal opportunities and are opposed to discrimination on any grounds.
As part of our public commitment to the Women in Finance Charter, we have introduced our own initiatives to attract, develop and advance senior women in our sector. We don’t stop there though, we have broadened our approach to encourage diversity and inclusion at all levels and in all roles. Our leadership and Executive Committee are right behind us, to the extent that our Diversity Champions sit at Board level and on a monthly basis receive updates on our progress.
All applicants must have rights to work in the UK and be willing to undertake the relevant pre-employment screening checks should your application be successful.
#INDLP
OSB Group has completed 22 securitisations since 2013 across OneSavings Bank (OSB) and Charter Court Financial Services (CCFS) and the Capital Markets team you will be joining is responsible for the issuance and ongoing management of these secured wholesale funding programmes. As an Analyst within the Capital Markets team, you will report into the Head of Transaction Delivery (Capital Markets). You will join the team in Wolverhampton and use your excellent analytical skills and VBA experience to assist in the completion of the Group’s securitisation transactions. You will also prepare robust data and reports for both internal and external stakeholders and develop new tools and processes with appropriate controls. As OSB Group continues to grow this a great opportunity for you to get involved and make a difference!
This role will be based from our Wolverhampton office with occassional travel.
OSB Group is a leading specialist mortgage lender, primarily focused on carefully selected segments of the mortgage market. Our specialist lending is supported by our Kent Reliance and Charter Savings Bank retail savings franchises. Diversification of funding is provided by sophisticated securitisation platforms. OSB’s unique cost-efficient operating model is supported by our wholly-owned subsidiary OSBIndia.
What you will be doing:
As an Analyst, you will be involved in the development of new tools and processes with appropriate controls and provide in depth analytical support and insight to the broader Capital Markets function.
Your responsibilities will include…
- Support on the day to day analytical work to support the delivery of the Group’s securitisation (RMBS) transactions, escalating any issues as appropriate.
- Provide high level analytical support to the Capital Markets team, providing concise commentary regarding the findings and make recommendations where appropriate.
- Use best practices to improve processes, and be able to adapt to ad hoc tasks leveraging prior experience and knowledge to develop a solution for them.
- Lead and support the production of automated tools to assist the Capital Markets team in the production of data and reports for both internal and external stakeholders.
- Work with the Head of Transaction Delivery (Capital Markets) in the management of loan collateral pools with both the BOE and other secured funding facilities and provide detailed analysis and recommendation as appropriate.
- Support the wider Capital Markets function in the preparation/development of capital forecasting scenarios and third party residential mortgage backed securities (RMBS) investment appraisal information/ tools.
- Manage the outputs across the team's regulatory and investor reporting ensuring consistency and accuracy.
We offer a competitive base salary dependent on experience and a competitive benefits package including:
- Discretionary annual bonus opportunity of up to 15%
- 28 days annual leave plus bank holidays
- Contributory pension (8% employer 5% employee)
- Life Assurance (4x salary) plus Group Income Protection
- Access to Private Medical Insurance and Medical Cash Plan
- Additional benefits such as Hybrid working, Cycle Purchase scheme, Technology Purchase scheme, Season Ticket Loan, Holiday purchase / sell schemes, Employee Perk Portals, Payroll giving and Save as you Earn scheme.
We are looking for talented individuals who ideally have the experience and knowledge set out below:
- Previous experience working as an analyst ideally within financial services
- A good knowledge of capital markets, structured finance or securitisation
- Knowledge and understanding of mortgage lending and markets, as well as a good understanding of Risk Modelling processes
- Advanced Excel and intermediate modelling skills (SQL, R, VBA)
- A good understanding of risk modelling processes
We also believe that your career and how you progress is as unique as your individual personality. We continually support our people so they can become the best version of themselves.
What to do next:
If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply.
If shortlisted from your initial application we operate a personalised recruitment process. Interviews are a two way street, we aim for them to be relevant and conversational to get the best out of you!
OSB Group are dedicated to diversity in the workplace and committed to treating all our employees and job applicants equally. We embrace equal opportunities and are opposed to discrimination on any grounds.
As part of our public commitment to the Women in Finance Charter, we have introduced our own initiatives to attract, develop and advance senior women in our sector. We don’t stop there though, we have broadened our approach to encourage diversity and inclusion at all levels and in all roles. Our leadership and Executive Committee are right behind us, to the extent that our Diversity Champions sit at Board level and on a monthly basis receive updates on our progress.
Whilst we are an organisation that values face-to-face interaction to build and nourish our culture, we also acknowledge that people are not just productive in an office and tied to the 9 to 5. Flexible-working opportunities are important for establishing a healthy work-life balance so if you see a role of interest we are happy to be asked about flexibility and explore together if we can make it work.
All applicants must have rights to work in the UK and be willing to undertake the relevant pre-employment screening checks should your application be successful.
#INDLP
